Chad Watts

As your local State Farm Insurance Agent in Texas, and licensed to serve customers in Oklahoma and Louisiana, I’m proud to help individuals and families protect what matters through every stage of life. From auto, home, and life insurance to business coverage, my team and I are here to provide trusted guidance and reliable protection you can count on. This season and beyond, we’re grateful for the opportunity to serve our communities and help our neighbors feel confident about their coverage. 🏡

For more than two decades, I have helped families and businesses understand their insurance options. I have built my agency on long term relationships with customers by listening to their wants, worries, and thoughts. I have learned over the years that insurance customers know what they need in order to live their lives confidently. That is why I try to explain in a plain, clear language what a relevant insurance plan can do for their individual situation.

Let me help you plan for your financial future”

It only takes one bad experience to lose a long term customer. So our top priority is to help customers manage the risk of everyday life before they need it. Not every family or business needs the same protection. However, it is important to make smart choices about where you are covered and where you chose not to be.

Having been with State Farm since 1999, I opened my most recent agency on January 1, 2021. I serve the families and local businesses in McKinney, Allen, Frisco, Plano, and the surrounding Texas areas with Auto Insurance, Home Insurance, Renter’s Insurance, Condo Insurance, Business Insurance, Life Insurance and Financial Services. Our office has a combined 80+ years of making sure people are covered and understand what they have and what they don't have. I value face to face conversations with customers and taking the time to ask the tough but important questions. We also service the states of Louisiana and Oklahoma.

A little bit about me:

• Despite what my wife might tell you, I’m a really good listener (especially when it’s insurance related).

• I LOVE college football, and I see insurance to be much more similar than you might think: A good game plan is important to get winning results.

• I guide insurance customers the same way I like to cook: Make sure to find the right ingredients, select the ones that complement the specific situation, and let the dish simmer until it’s perfect.

By taking the time to help you understand your situation, we show how proper preparation can make a huge difference when the unexpected happens.

If you are looking for an honest review of your insurance policies, come visit our office on 2055 W Louisiana Street, McKinney, TX, to let us help your life go right. We also offer a wide array of insurance and financial services products and assist those relocating to the Collin County area and North Texas.

Frequently Asked Questions (FAQs):

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Chad is here to help your Mckinney household feel covered.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. Looking for coverage? Talk with Chad about your options in Mckinney.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Chad serves Mckinney, TX and is happy to help with your insurance needs.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Chad is proud to serve the Mckinney community.

Q: How would you explain renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Serving Mckinney and the surrounding area, Chad can help answer your questions.

Q: What should I know about life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Have questions? Chad in Mckinney can walk you through your options.